Stripe is a financial services and software as a service (SaaS) company that provides payment-processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications. It allows businesses of all sizes to accept payments and manage their online activity. Stripe's mission is to simplify online commerce by providing a robust and easily integrated payment infrastructure. Founded in 2010 by Patrick and John Collison, Stripe is dual-headquartered in South San Francisco, California, and Dublin, Ireland.
Key features of Stripe include Stripe Payments, Stripe Billing, Stripe Connect, and Stripe Radar. Stripe Payments allows businesses to accept various payment methods, including credit and debit cards and digital wallets. Stripe Billing automates recurring revenue management. Stripe Connect is a payment solution for platforms and marketplaces. Stripe Radar is an anti-fraud tool that uses machine learning to detect and block fraudulent payments. Stripe Terminal extends payments to point-of-sale. Stripe supports over 135 currencies and multiple payment methods, enabling businesses to work with customers in 195+ countries. Stripe's pricing model is pay-as-you-go, with fees calculated based on usage. For online card payments in the US, the standard rate is typically 2.9% plus $0.30 per successful transaction. Additional fees may apply for international cards, currency conversion, and chargebacks.