The American financial system is fracturing into a dangerous three-tier hierarchy that threatens to drain the lifeblood from regional banks and small businesses. In this masterclass on high-stakes resilience, Bill Ackman breaks down why the current FDIC limits are a relic of the past and how a 'Birthright' investment for every newborn could finally bridge the wealth gap. From the $400M lesson on Netflix to his vision for a CEO-led White House, this is a blueprint for navigating a world where inflation is the new normal and calculated risk is the only way to survive.