Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts. Founded on July 21, 1994, after a spin-off from Signet Financial Corp, it initially focused solely on credit cards. Today, Capital One has expanded to offer diverse financial products and services to consumers, small businesses, and commercial clients in the United States, Canada, and the United Kingdom. Its services encompass commercial lending, depository services, treasury management, and capital markets. Richard Fairbank is the Chairman, President, and CEO, while Andrew Young is the CFO.
Capital One is the sixth-largest bank in the United States by total assets as of June 30, 2025. It is also the third-largest issuer of Visa and Mastercard credit cards. The company operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. Recent news includes the completion of a $3 billion senior notes offering in February 2026 and a pending acquisition of Discover Financial Services in a deal valued at $35.3 billion. Capital One's headquarters is located in Tysons, Virginia.